Home Insurance

Since your home is one of your greatest assets, you should make sure it is adequately protected. That's where homeowners insurance enters the picture. Homeowners insurance protects against liability (in case someone is injured on your property), damage to the structure of your home and/or...

When it is time to make an insurance claim, the more prepared you are, the more smoothly it will go. Be familiar not only with your policies but also with the steps you should take to file a claim. Preventive Measures It’s important to know beforehand what...

If you rent an apartment or a house, the building owner is responsible for any perils that befall the property. Rest assured, if the place burns down, your landlord’s insurance is responsible to compensate him for damage to the structure. But if your personal belongings —...

Insuring a condominium is different than insuring a house because of the way ownership is structured. A homeowner's policy covers against losses, and covers only what you own. Since there are areas of common ownership in a condominium complex, your homeowners association may have a...

When you buy a home, if you have a mortgage, you may be required by the lender to purchase a homeowner's policy. Here's what to expect as you look for the appropriate policy to cover your home. The People In general, a homeowner's policy will have a...

If you own a home in a documented flood zone, there's a 26 percent chance of experiencing a flood over the course of a 30-year mortgage.1And while they are more common in some areas, floods can happen anywhere. In fact, nearly 20 percent of all...

If you have special needs where your property is concerned, a standard homeowner's policy may not fit the bill. There are a number of ways that your coverage can be expanded to ensure your peace of mind. In many cases, you can purchase additional coverage for...

When trying to pick up the pieces after a calamity, you'll be asked by your insurance company to provide an inventory of lost or damaged items. Recalling the exact contents of your home under any condition would be challenging, but perhaps more so under the...